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    • Home
    • About
    • Allied Health
    • Residential Facilities
    • Med Spas
    • Appetite
    • Applications
    • Marketing
    • Contact Us
  • Home
  • About
  • Allied Health
  • Residential Facilities
  • Med Spas
  • Appetite
  • Applications
  • Marketing
  • Contact Us

Program Highlights

Provides miscellaneous professional and general liability coverage for a wide range of allied and ancillary healthcare professionals and facilities/entities.

Our Capabilities:

  • Limits up to $2M / $6M (higher limits available in Virginia)
  • Minimum Deductible: $0 on select classes ($1,000 on all other)
  • Minimum Premium: $2,250

Product Highlights:

  • Professional Liability offered on a Claims-Made basis
  • General Liability offered on a Claims-Made or Occurrence basis
  • Coverage through an A.M. Best "A" rated international specialty insurer
  • Dual Towers/Separate PL and GL Aggregate Limits (with the option for a shared PL and GL aggregate limit for a credit)
  • Employees automatically included in the definition of Insured
  • Independent Contractors, Volunteers and Students can be included upon request
  • Medical Director can be covered for Administrative and Supervisory Duties including chart sign-off
  • Patient Loading/Unloading Coverage available as a sub-limit or up to the full policy limit  

Coverage Enhancements Available:

  • Sexual Misconduct Coverage up to $1M / $3M
  • Hired & Non-Owned Auto Liability up to $1M / $3M
  • Employee Benefits Liability up to $1M
  • HIPAA sub-limit up to $250,000
  • Privacy Reimbursement sub-limit up to $250,000
  • Legal/Media Event Expense sub-limit up to $50,000
  • Theft Coverage sub-limit up to $100,000
  • Defense Outside the Limits up to $1M
  • Disciplinary Proceedings sub-limit up to $25,000
  • First Dollar Defense Coverage
  • Punitive Damages Coverage available (where insurable)

Ineligible Territories:

  • Alaska
  • Hawaii

Download our Application
Download our Marketing Flyer

Balance Partners, LLC is a New York Limited Liability Company. In California, Balance Partners Insurance Services, LLC License #0M92717

https://www.balanceuw.com/policies-notices-and-disclosures 


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