Grayson Underwriting
About

Carolyn Worster

Founder. More than twenty years in allied healthcare liability, and the reason Grayson writes the accounts it does.

Carolyn Worster, Founder of Grayson Underwriting

Twenty years in one corner of the market

Carolyn has spent more than 20 years in specialty healthcare underwriting, and was a Partner at a prior Managing General Underwriter before founding Grayson. Over that time she has successfully established, managed and expanded multiple allied healthcare programs.

She started Grayson on a simple belief: the wholesale brokers she partners with should feel like they’re at the heart of the business — because they are.

The team

Carolyn founded Grayson and leads underwriting. Behind her sits a full service team, looking after policy issuance and endorsements, loss runs, servicing requests, and accounting and billing. Carolyn handles new broker appointments herself.

The split is deliberate. Underwriting decisions stay with the specialist who knows the class, while policies, endorsements and invoices are handled by the people who do that work every day.

Who Grayson partners with

Grayson works exclusively with appointed wholesale brokers — not with retailers or insureds directly.

We specialize in smaller and mid-sized accounts. Provided the minimum premium works, no account is too small for us.

How we work

Knows the class

Two decades in allied healthcare liability — the questions you get back are about the risk itself, not the class of business.

Talks before you submit

On a complex or higher-limit account, a conversation up front usually saves everyone time.

Has a service team

Policy issuance, endorsements, loss runs and billing are handled by the service team.

Explains the decline

You’ll know whether it was the class, the losses, or something else.

TypeManaging General Underwriter
Carrier ratingA.M. Best “A”
ProgramsPrimary + Excess
LicensedAll states
Primary availableAll states except Alaska and Hawaii
Excess availableAll states

Coverage summaries on this page are for reference only and should not be used as a substitute for thorough review of the policy forms and endorsements. Please refer to policy forms, endorsements and state-specific wording. Nothing here binds coverage or constitutes an offer to insure. Have a question we haven’t covered? Get in touch →